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Risk Disclosures on Derivatives

>9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
>On an average, loss makers registered net trading loss close to ₹ 50,000.
>Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
>Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

KOTAK MAHINDRA BANK LTD.

NSE : KOTAKBANKBSE : 500247ISIN CODE : INE237A01028Industry : Bank - PrivateHouse : Kotak

BSE1695.0023.1 (+1.38 %)

PREV CLOSE ( ) 1671.90

OPEN PRICE ( ) 1663.15

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 1695.00 (75)

VOLUME 216319

TODAY'S LOW / HIGH ( )1663.15 1705.95

52 WK LOW / HIGH ( )1544.15 2063

NSE1696.5524.5 (+1.47 %)

PREV CLOSE( ) 1672.05

OPEN PRICE ( ) 1674.00

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 9617141

TODAY'S LOW / HIGH( ) 1665.00 1705.65

52 WK LOW / HIGH ( )1543.85 2064.4

Select year

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

Operational & Financial Ratios

Earnings Per Share (Rs)

74.93

60.71

50.20

44.71

37.74

DPS(Rs)

1.50

1.10

0.90

0.00

0.80

Book NAV/Share(Rs)

562.55

486.90

425.55

348.32

302.71

Margin Ratios

Yield on Advances

11.74

11.08

13.01

13.40

12.25

Yield on Investments

Cost of Liabilities

3.45

3.16

3.97

4.88

5.21

NIM

4.64

4.25

4.35

4.13

3.87

Interest Spread

8.29

7.92

9.04

8.52

7.04

Performance Ratios

ROA(%)

2.53

2.33

2.15

2.05

1.94

ROE(%)

14.19

13.19

13.12

13.84

13.15

ROCE(%)

13.86

12.79

12.10

11.88

12.66

Efficiency Ratios

Cost Income Ratio

62.62

64.52

63.12

59.44

62.26

Core Cost Income Ratio

62.04

66.93

71.28

58.33

64.81

Operating Costs to Assets

5.42

5.56

5.73

4.62

4.85

Capitalisation Ratios

Tier 1 ratio

Tier 2 ratio

CAR

Valuation Parameters

PER(x)

23.14

28.90

34.94

29.00

35.39

PCE(x)

22.39

28.06

33.54

27.34

33.64

Price/Book(x)

3.08

3.60

4.12

3.72

4.41

Yield(%)

0.09

0.06

0.05

0.00

0.06

EV/Net Sales(x)

9.53

11.97

12.06

9.38

10.79

EV/Core EBITDA(x)

20.01

24.16

24.71

22.47

27.70

EV/EBIT(x)

11.80

14.69

15.15

11.50

12.50

EV/CE(x)

0.65

0.74

0.83

0.71

0.81

M Cap / Sales

8.17

10.32

10.59

7.41

8.55

Growth Ratio

Core Operating Income Growth

25.03

11.76

12.97

20.00

15.64

Operating Profit Growth

Net Profit Growth

23.87

20.49

15.06

20.89

15.82

BVPS Growth

15.54

14.42

22.17

15.07

14.26

Advances Growth

17.94

20.74

0.92

2.64

18.19

EPS Growth(%)

23.42

20.93

12.29

18.46

15.99

Liquidity Ratios

Loans/Deposits(x)

Cash / Deposits(x)

0.06

0.12

0.04

0.05

Investment / Deposits(x)

0.54

0.53

0.56

0.43

0.46

IncLoan / Deposits(x)

15.79

17.79

17.12

25.18

29.55

Credit/Deposits(%)

Total Debt/Mcap(x)

Net NPAs (funded) to Net Advances (%)