Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operating Income
4716.50
3984.00
4425.90
4108.40
5041.40
Interest income
4465.90
3687.90
4059.10
3861.60
4847.30
Portfolio management services
Dividend income
0.30
0.30
0.30
0.30
Brokerages & commissions
226.30
255.10
312.90
221.00
172.10
Processing fees and other charges
15.60
17.50
18.00
14.30
16.90
Other Operating Income
8.40
23.20
35.70
11.20
5.10
Operating Income (Net)
4716.50
3984.00
4425.90
4108.40
5041.40
Increase/Decrease in Stock
Employee Cost
951.10
799.70
744.40
696.60
692.80
Salaries, Wages & Bonus
875.70
740.90
695.00
641.40
639.50
Workmen and Staff Welfare Expenses
12.20
7.60
6.20
8.70
8.10
Other Employees Cost
15.90
11.60
6.80
9.80
8.80
Operating & Establishment Expenses
204.20
165.50
119.70
53.90
67.30
Software & Technical expenses
138.20
108.90
60.10
Commission, Brokerage & Discounts
Rent , Rates & Taxes
43.40
46.30
50.70
47.70
61.00
Repairs and Maintenance
7.40
3.40
3.80
5.30
5.30
Insurance
0.90
1.00
0.90
0.90
1.00
Other Operating Expenses
14.40
5.90
4.20
0.00
0.00
Administrations & Other Expenses
508.80
588.80
864.30
653.50
664.90
Printing and stationery
4.80
2.90
5.70
3.20
2.20
Professional and legal fees
31.50
42.70
27.90
24.50
17.60
Advertisement & Sales Promotion
81.70
11.90
10.40
9.70
6.30
Other General Expenses
390.70
531.30
820.30
616.10
638.80
Provisions and Contingencies
374.90
1170.10
125.80
3357.30
1046.90
Provisions for contingencies
Bad debts /advances written off
23.90
Provision for doubtful debts
Losson disposal of fixed assets(net)
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
Other Miscellaneous Expenses
351.10
1170.10
125.80
3357.30
1046.90
Less: Expenses Capitalised
Total Expenditure
2039.00
2724.10
1854.20
4761.30
2471.90
Operating Profit (Excl OI)
2677.50
1259.90
2571.80
-652.90
2569.50
Other Income
209.80
1109.30
4.20
4.70
9.00
Other Interest Income
11.90
Profit on sale of Fixed Assets
1.60
0.20
Income from investments
0.20
Provision Written Back
161.40
1096.10
Others
25.80
7.30
4.20
4.70
9.00
Operating Profit
2887.30
2369.20
2576.00
-648.20
2578.50
Interest
2235.60
1675.60
1481.50
1499.20
1870.50
Loans
1237.50
1250.70
889.40
989.50
1062.50
Deposits
32.60
24.20
39.40
48.70
43.40
Bonds / Debentures
745.30
356.50
496.70
380.00
659.90
Other Interest
220.10
44.30
55.90
81.00
104.70
Depreciation
47.70
8.60
6.50
9.60
13.00
Profit Before Taxation & Exceptional Items
604.00
684.90
1088.00
-2157.00
695.00
Exceptional Income / Expenses
958.50
Profit Before Tax
604.00
1643.40
1088.00
-2157.00
695.00
Profit After Tax
457.50
1226.60
786.80
-1619.40
514.60
Extra items
0.00
0.00
0.00
0.00
0.00
Appropriations
3021.30
2816.00
1649.20
831.20
2555.70
Other Appropriation
3021.30
2816.00
1649.20
831.20
2555.70
Earnings Per Share
28.00
75.00
48.00
-98.00
31.00
Adjusted EPS
28.00
75.00
48.00
-98.00
31.00