Msefsl

CLOSE X

Risk Disclosures on Derivatives

>9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
>On an average, loss makers registered net trading loss close to ₹ 50,000.
>Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
>Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

CITY UNION BANK LTD.

NSE : CUBBSE : 532210ISIN CODE : INE491A01021Industry : Bank - PrivateHouse : City Union Bank

BSE213.852.55 (+1.21 %)

PREV CLOSE ( ) 211.30

OPEN PRICE ( ) 212.30

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 44954

TODAY'S LOW / HIGH ( )211.60 217.15

52 WK LOW / HIGH ( )144 232.7

NSE213.852.53 (+1.2 %)

PREV CLOSE( ) 211.32

OPEN PRICE ( ) 213.50

BID PRICE (QTY) 213.85 (32)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 935920

TODAY'S LOW / HIGH( ) 211.60 217.00

52 WK LOW / HIGH ( )142.91 232.55

Quarters

Select year

( in Million)

Particulars

Jun 2025

Mar 2025

Dec 2024

Sep 2024

Audited / UnAudited

Audited

Interest Earned

16053.27

15327.18

14787.36

14339.46

Income On Investments

2864.08

2713.57

2689.07

2709.9

Interest On Balances With Rbi Other Inter Bank Funds

263.39

163.41

90.63

163.47

Interest / Discount On Advances / Bills

12902.24

12432.45

11989.56

11434.75

Others

23.55

17.75

18.09

31.34

Other Income

2438.77

2512.23

2283.88

2263.2

Total Income

18492.04

17839.42

17071.24

16602.66

Interest Expended

9800.41

9324.04

8909.92

8514.6

Operating Expenses

4182.44

4105.74

3801.36

3806.29

Total Expenditure

4182.43

4105.75

3801.36

3806.29

Operating Profit Before Provisions and Contingencies

4509.2

4409.63

4359.95

4281.77

Exceptional Items

Provisions and contingencies

700

780

750

700

Profit Before Tax

3809.2

3629.63

3609.95

3581.77

Tax

750

730

Profit After Tax

3059.2

2879.63

2859.95

2851.77

+/- Extraordinary Items

0.00

+/- Prior period items

Net Profit

3059.2

2879.63

2859.95

2851.77

Equity Capital

741.01

740.99

740.67

Face Value (IN RS)

Reserves

% of Shares held by Govt

Capital Adequacy Ratio

Gross / Net NPAs

Amount of Gross NPAs

16169.84

16381.69

16930.36

17255

Amount of Net NPAs

6345.51

6530.67

7015.4

7750.22

% of Gross / Net NPAs

% of Net NPAs

1.2

1.25

1.42

1.62

% of Gross NPAs

2.99

3.09

3.36

3.54

Return on Assets

1.55

1.53

1.57

1.59

No of Public Share Holdings

% of Public Share Holdings

Basic Eps After Extraordinary Items

4.13

3.89

3.86

3.85

Basic Eps Before Extraordinary Items

4.13

3.89

3.86

3.85

PBIDTM%

28.08

28.77

29.48

29.86

PBDTM%

23.72

23.68

24.41

24.97

PBTM%

23.72

23.68

24.41

24.97

PATM%

19.05

18.78

19.34

19.88

Notes

Risk Disclosures on Derivatives

Quarterly Results

CITY UNION BANK LTD.