Msefsl

CLOSE X

Risk Disclosures on Derivatives

>9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
>On an average, loss makers registered net trading loss close to ₹ 50,000.
>Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
>Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

TAMILNAD MERCANTILE BANK LTD.

NSE : TMBBSE : 543596ISIN CODE : INE668A01016Industry : Bank - PrivateHouse : MNC

BSE428.503.65 (+0.86 %)

PREV CLOSE ( ) 424.85

OPEN PRICE ( ) 425.50

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 1876

TODAY'S LOW / HIGH ( )425.30 429.85

52 WK LOW / HIGH ( )403.35 509.95

NSE428.902.95 (+0.69 %)

PREV CLOSE( ) 425.95

OPEN PRICE ( ) 429.50

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 428.90 (5)

VOLUME 54747

TODAY'S LOW / HIGH( ) 425.00 429.50

52 WK LOW / HIGH ( )401 513.55

Quarters

Select year

( in Million)

Particulars

Jun 2025

Mar 2025

Dec 2024

Sep 2024

Audited / UnAudited

Audited

Interest Earned

13862.4

13416.8

13310.2

13374.1

Income On Investments

2615.4

2470.9

2521.7

2578.5

Interest On Balances With Rbi Other Inter Bank Funds

173.8

73.2

57.8

Interest / Discount On Advances / Bills

11070.5

10869.7

10726.4

10730.9

Others

2.7

4.3

4.7

Other Income

2312.3

2003.8

1889.2

2274.7

Total Income

16174.7

15420.6

15199.4

15648.8

Interest Expended

8066.9

7737.7

7606.3

7413.5

Operating Expenses

3985.2

3642.9

3516.1

3583.3

Total Expenditure

3985.2

3642.9

3516.1

3583.3

Operating Profit Before Provisions and Contingencies

4122.6

4040

4077

4652

Exceptional Items

Provisions and contingencies

83.4

172.2

32.6

649.3

Profit Before Tax

4039.2

3867.8

4044.4

4002.7

Tax

990.3

948.8

1042

970.9

Profit After Tax

3048.9

2919

3002.4

3031.8

+/- Extraordinary Items

0.00

+/- Prior period items

Net Profit

3048.9

2919

3002.4

3031.8

Equity Capital

1583.5

Face Value (IN RS)

Reserves

88503.4

% of Shares held by Govt

Capital Adequacy Ratio

Gross / Net NPAs

Amount of Gross NPAs

5491.2

5561.3

5763.8

5844.5

Amount of Net NPAs

1473.7

1604.5

1775.9

1947.7

% of Gross / Net NPAs

% of Net NPAs

0.33

0.36

0.41

0.46

% of Gross NPAs

1.22

1.25

1.32

1.37

Return on Assets

1.82

1.81

1.89

1.94

No of Public Share Holdings

% of Public Share Holdings

Basic Eps After Extraordinary Items

19.25

18.44

18.96

19.15

Basic Eps Before Extraordinary Items

19.25

18.44

18.96

19.15

PBIDTM%

29.73

30.11

30.63

34.78

PBDTM%

29.13

28.82

30.38

29.92

PBTM%

29.13

28.82

30.38

29.92

PATM%

21.99

21.75

22.55

22.66

Notes

Risk Disclosures on Derivatives

Quarterly Results

TAMILNAD MERCANTILE BANK LTD.