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THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU

BSE107.504.5 (+4.37 %)

PREV CLOSE ( ) 103.00

OPEN PRICE ( ) 102.35

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 534663

TODAY'S LOW / HIGH ( )102.35 108.00

52 WK LOW / HIGH ( )82.01 117.2

NSE107.514.54 (+4.41 %)

PREV CLOSE( ) 102.97

OPEN PRICE ( ) 103.40

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 107.51 (4207)

VOLUME 6359344

TODAY'S LOW / HIGH( ) 103.03 108.00

52 WK LOW / HIGH ( )86.61 117.25

Select year

(Rs.in Million)

Particulars

Mar 2025

Mar 2024

Mar 2023

Mar 2022

Mar 2021

I. INCOME

Interest Earned

125410.82

112132.03

93552.28

80129.79

81110.88

Interest / Discount on advances / Bills

94229.88

86086.67

69975.54

60148.83

60630.15

Interest on balances with RBI and other Inter-bank funds

485.84

367.19

941.71

1686.91

3172.25

Income on investments

26692.33

22654.30

20709.24

16768.54

17307.93

Others

4002.78

3023.87

1925.79

1525.50

0.55

Other Income

11469.37

8376.73

7652.42

7534.83

7014.94

Commission,exchange and brokerage

2640.58

2464.27

1590.92

2007.74

2158.20

Profit / (loss)on sale of investments(net)

1024.31

575.22

516.67

1230.96

2521.64

Profit on sale of Fixed Assets

9.94

10.67

11.93

2.86

2.84

Foreign Exchange Gains

134.14

122.26

142.02

163.66

104.81

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

7660.41

5204.31

5390.87

4129.61

2227.46

Total Income

136880.19

120508.76

101204.70

87664.62

88125.82

II. EXPENDITURE

Interest Expended

67412.57

60079.31

46094.38

41013.37

43398.80

Intereston Deposits

64371.86

56853.66

43512.42

39013.37

41398.65

Interest on RBI / inter-bank borrowings

64.01

375.67

364.80

14.36

12.65

Other Interest

2976.70

2849.98

2217.16

1985.64

1987.50

Operating Expenses

40120.00

37625.56

36508.70

35986.53

28841.63

Payments to and provisions for employees

27878.78

25789.80

27085.63

26750.79

20624.30

Rent,Taxes and lighting

1230.31

1129.50

1046.55

979.73

965.77

Depreciation on Banks property

1583.55

2079.25

1324.68

1243.33

1342.81

Depreciation on leased assets

96.55

96.99

251.87

197.53

Auditor's fees and expenses

180.84

171.26

131.35

221.55

180.82

Law charges

171.36

174.21

187.19

128.20

113.51

Communication Expenses

41.64

53.65

49.64

40.77

48.21

Repairs and Maintenance

402.60

393.18

308.34

340.06

200.13

Insurance

1816.00

1636.03

1441.45

1293.85

1188.22

Other expenses

6718.37

6101.72

4681.99

4790.73

4177.87

Provisions and Contingencies

-39.17

-1076.89

741.25

3208.94

10517.94

Provision for investments

-902.70

758.80

834.60

-206.60

313.30

Provision for advances

796.90

-1882.90

224.90

-217.90

-134.00

Others Provisions

66.63

47.21

-318.25

3633.44

10338.64

Profit Before Tax

29386.79

23880.78

17860.37

7455.78

5367.45

Taxes

8524.30

6181.70

5874.50

2411.40

1019.50

Current Income Tax

6874.10

5897.50

5310.10

2153.40

366.50

Deferred Tax

1650.20

284.20

564.40

258.00

653.00

Other taxes

0.00

Profit After Tax

20862.49

17699.08

11985.87

5044.38

4347.95

Extra items

0.00

Minority Interest

Share of Associate

-44.63

13.16

-180.70

-95.87

-63.49

Other Consolidated Items

Consolidated Net Profit

20817.86

17712.25

11805.17

4948.51

4284.47

Adjustments to PAT

IV. APPROPRIATIONS

20817.86

17712.25

11805.17

4948.51

4284.47

Transfer to Statutory Reserve

5485.60

4418.17

2993.45

1253.91

1080.31

Appropriation to General Reserve

Appropriation to Revenue Reserve

11796.02

10681.53

8295.98

3359.46

1865.41

Appropriation to Other Reserves

Equity Dividend

2367.54

515.74

Corporate dividend tax

Other appropriations

1168.70

245.00

0.00

335.15

1338.75

Equity Dividend %

215.00

50.00

Earnings Per Share

19.00

16.00

11.00

5.00

6.00

Adjusted EPS

19.00

16.00

11.00

5.00

6.00

Risk Disclosures on Derivatives

Profit & Loss

THE JAMMU & KASHMIR BANK LTD.