Msefsl

CLOSE X

Risk Disclosures on Derivatives

>9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
>On an average, loss makers registered net trading loss close to ₹ 50,000.
>Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
>Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU

BSE107.504.5 (+4.37 %)

PREV CLOSE ( ) 103.00

OPEN PRICE ( ) 102.35

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 534663

TODAY'S LOW / HIGH ( )102.35 108.00

52 WK LOW / HIGH ( )82.01 117.2

NSE107.514.54 (+4.41 %)

PREV CLOSE( ) 102.97

OPEN PRICE ( ) 103.40

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 107.51 (4207)

VOLUME 6359344

TODAY'S LOW / HIGH( ) 103.03 108.00

52 WK LOW / HIGH ( )86.61 117.25

Quarters

Select year

( in Million)

Particulars

Jun 2025

Mar 2025

Dec 2024

Sep 2024

Date End

Audited

Interest Earned

32694.5

32133.9

32096.7

31236.6

Income On Investments

7233

7139.5

6954.8

6494.1

Interest On Balances With Rbi Other Inter Bank Funds

106.8

164.5

100.6

181.7

Interest / Discount On Advances / Bills

24301.2

23841.4

23984.1

23577.6

Others

1053.5

988.5

1057.2

983.2

Other Income

2532

4058.3

2420.4

3006.5

Total Income

35226.5

36192.2

34517.1

34243.1

Interest Expended

18026.4

17316.7

16972

16874.2

Operating Expenses

10455.6

10870.5

10058.5

9475.4

Total Expenditure

10455.6

10870.5

10058.5

9475.4

Operating Profit Before Provisions and Contingencies

6744.5

8005

7486.6

7893.5

Exceptional Items

Provisions and contingencies

150.9

-91.7

-98

325.2

Profit Before Tax

6593.6

8096.7

7584.6

7568.3

Tax

1733.6

2247.4

2265.4

2041.6

Profit After Tax

4860

5849.3

5319.2

5526.7

+/- Extraordinary Items

+/- Prior period items

Net Profit

4860

5849.3

5319.2

5526.7

Minority Interest

Shares of Associates

-14.7

-30.2

-33.2

1.1

Other related items

Misc. Expenses Written off

Consolidated Net Profit

4845.3

5819.1

5286

5527.8

Equity Capital

1101.3

Face Value (IN RS)

Reserves

% of Shares held by Govt

59.4

Capital Adequacy Ratio

Gross / Net NPAs

Amount of Gross NPAs

Amount of Net NPAs

% of Gross / Net NPAs

% of Net NPAs

% of Gross NPAs

Return on Assets

No of Public Share Holdings

% of Public Share Holdings

Basic Eps After Extraordinary Items

4.4

5.28

4.8

5.02

Basic Eps Before Extraordinary Items

4.4

5.28

4.8

5.02

PBIDTM%

20.62

24.91

23.32

25.27

PBDTM%

20.16

25.19

23.63

24.22

PBTM%

20.16

25.19

23.63

24.22

PATM%

14.86

18.20

16.57

17.69

Notes

Risk Disclosures on Derivatives

Quarterly Results

THE JAMMU & KASHMIR BANK LTD.